181 South Homes finances every mobile home we sell — directly, here on the Southside. Down payments starting around $10,000. Single wides, double wides, and investor-ready homes on the lot today.
Low down payments, quick approvals, no bank runaround.
Single wides & double wides available now in San Antonio.
We coordinate transport and install across South Texas.
Call or text for today's availability — same-day reply.
Fresh inventory at our lot on US-181. Every home is available with owner financing — no bank needed.
* Example monthly payment based on ~$10,000 down, 10 year term. Actual terms vary — call (210) 633-0429 for a real quote.
Compact, affordable, ready to move onto your lot in San Antonio or nearby.
8 availableMore room, more bedrooms. Perfect for families on the Southside and South Texas.
6 availableTurnkey units priced to rent. Talk to us about multi-home packages.
At 181 South Homes, we specialize in owner financed mobile homes in San Antonio. Our mission is to make homeownership accessible to families on the Southside and across Bexar County — without relying on traditional banks.
We work directly with buyers to structure straightforward financing with manageable down payments and clear terms. Whether you're buying a single wide or a double wide, our process is built to move quickly and skip the usual obstacles.
We focus on real solutions for serious buyers who are ready to own.
Drag to estimate your monthly payment. Real quotes from 181 South Homes vary, but this is close — call (210) 633-0429 when you're ready.
See what's on the lot today — single wides, double wides, investor-ready. No account required.
Call (210) 633-0429 or stop by 12621 US-181. Same-day reply, real humans, no runaround.
Simple owner financing — down payment around $10,000, clear monthly payments, no bank involved.
We coordinate delivery and setup on your lot or land. Most deals close in under three weeks.
Our lot sits at 12621 US-181, just outside the San Antonio city limits on the Southside. We deliver throughout Bexar and surrounding counties.
Mobile home prices in San Antonio vary widely based on size, age, and condition. At 181 South Homes, our inventory typically ranges from around $29,000 for a single wide to $55,000+ for a newer double wide. Used and repo homes can come in lower, while brand-new 2024–2026 models with upgraded finishes are at the higher end. Factor in delivery, setup, and any land prep on top of the sale price.
It depends on your lot size, household, and budget. Single wides (usually 14–18 ft wide) are more affordable, easier to deliver, and fit on narrower lots — great for one or two people, or a small family. Double wides give you 3–4 bedrooms, a real family kitchen, and feel much closer to a site-built home. If you have the lot space and the budget, most San Antonio families who want to stay long-term go with a double wide.
In everyday conversation, yes — most people use "mobile home," "manufactured home," and "trailer" interchangeably. Technically, any home built in a factory after June 15, 1976 is a manufactured home, built to the federal HUD code. Everything at 181 South Homes is HUD-code manufactured housing, whether a customer calls it a mobile home, a single wide, or a trailer.
With owner financing, the dealer acts as the bank. At 181 South Homes, you choose a home off our lot at 12621 US-181, we agree on a down payment (usually around $10,000) and a monthly payment, and you sign a financing contract directly with us — no bank, no broker, no third-party lender. You take possession right away and make payments to us each month until the home is paid off, just like a mortgage.
Usually, yes. One of the main reasons buyers come to 181 South Homes is that a bank turned them down. Because we finance in-house, we look at your income, job stability, and the down payment you can put together — not just a credit score. Many of our San Antonio buyers had a 500–600 credit score or no credit history at all, and we still got them into a home.
Owner-financing rates are typically higher than conventional mortgages because the risk sits with the dealer, not a bank. Expect something in the 9%–13% range, with terms of 5 to 15 years depending on the home and your down payment. Use the payment estimator above to get a realistic idea, then call (210) 633-0429 for an actual quote on a specific home.
Ready to see what's on the lot? Browse current inventory at 181southhomes.com or call (210) 633-0429 to talk to Rocky about owner financing options in San Antonio.
Call or text Rocky and the 181 South Homes team. Real quotes, real humans, real fast.